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Rafael Cohen
Rafael & Associates Co
4221 Wilshire Blvd, Suite 290-16, Los Angeles CA 90010
Email: rassociates@sbcglobal.net
Phone: (310) 467-5993
COMMITMENT TO EXCELLENCE!
A full service Real Estate professional Broker licensed in 1996, Rafael Cohen is widely respected for his extensive Knowledge of the business, his wide range of experience And the results he has achieved for his clients.
A full service Real Estate professional Broker licensed in 1996, Rafael Cohen is widely respected for his extensive Knowledge of the business, his wide range of experience And the results he has achieved for his clients.
Real Estate Tips
06SEP

Buy Now, Refinance Later
With the Federal Reserve meeting approaching, prospective home buyers face a critical dilemma: wait for anticipated interest rate cuts or buy today. However, trying to time mortgage rates carries significant financial pitfalls. Postponing a purchase risks triggering intense buyer competition and rising home prices, proving that securing negotiated seller terms today often outweighs waiting for marginal rate relief.
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30AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide
With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.
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What My Clients Say
Mr. and Mrs. Bausch & Shira
Rafael Cohen/Rafael&Associates represented us in the purchase of our Home in Los Angeles!
We worked with Him close to a year as it was not easy locating the right property in a Fast changing, Sellers Market.
We had a Wonderful Experience with him…read more testimonials
We worked with Him close to a year as it was not easy locating the right property in a Fast changing, Sellers Market.
We had a Wonderful Experience with him…read more testimonials


